Backpacker Travel













  IMPORTANT INFORMATION

Severe Acute Respiratory Syndrome (SARS)

If you are planning to travel to a Severe Acute Respiratory Syndrome (SARS) infected area as designated by the Foreign and Commonwealth Office (FCO) the following notice applies.

Insurancewide.com's travel insurance provider is unable to provide insurance and would not cover an existing policyholder (an Insured Person) travelling to a country where the Foreign and Commonwealth Office (FCO) has advised against travel. In the current climate with the SARS infection this includes Hong Kong.

If an Insured Person travels to a country which is not on the FCO warning list and they were to contract the SARS infection Insurancewide's travel insurance provider would cover all medical costs and arrange repatriation if deemed necessary. The Insured Person should also contact the emergency services immediately.

For Insured Persons booked to travel to an infected area where the FCO have advised against travel, a refund or suitable alternative should be obtainable from the Travel Agent/Tour Operator.

Under the cancellation section of the policy, Insurancewide.com's travel insurance provider does cover the insured if they are prevented from travelling to the intended destination due to Government restriction or epidemic. However, Insurancewide.com's travel insurance provider would not cover any situation if restrictions for the destination country were in place at the time of effecting the policy.

Under 36 and Looking for Adventure?

For many people, especially students, backpacking is the only way to travel. It gives you the chance to really experience the culture of the countries you visit, whether it's Europe, Australia, the America's or Asia.

Understandably, when planning a backpacking adventure, the first thing most travellers do is think about where they want to go. But arranging decent travel insurance is also crucial. Why? Think about what can happen while you're abroad. Hopefully it'll be an adventure, but you'll be visiting strange places where you may not even speak the language.

If you have the right insurance, you'll be confident of knowing that should you fall ill or have an accident you'll be able to get the necessary medical treatment you need. Not every country has a free health service like we do in Britain and you could find yourself facing a hefty medical bill if you fall ill abroad without travel insurance.

There's also the risk of losing your personal possessions or having them stolen. Insurance will allow you to replace them or will ensure that a loss doesn't become a financial crisis too.

Please note, this insurance policy is only available to people under 36 years of age. If you are over 36 please select our Long Stay policy.
  IMPORTANT NOTICE

Please be advised that the travel insurance policies on offer herein do not cover losses arising due to War or Terrorism, except Medical and Personal Accident claims as a result of physical injury sustained directly in a terrorist attack, unless travel is undertaken contrary to Government advice.

As such, claims under the Cancellation, Curtailment, Missed Departure, Travel Delay & Abandonment sections of the policy will not be covered if the claim arises due to an act of War or Terrorism, or fear of War or Terrorism.

The policies on offer do not cover losses arising as a result of the financial failure of any airline, travel agent or tour operator.
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