Card Protection Plan®













  IMPORTANT INFORMATION

Severe Acute Respiratory Syndrome (SARS)

If you are planning to travel to a Severe Acute Respiratory Syndrome (SARS) infected area as designated by the Foreign and Commonwealth Office (FCO) the following notice applies.

Insurancewide.com's travel insurance provider is unable to provide insurance and would not cover an existing policyholder (an Insured Person) travelling to a country where the Foreign and Commonwealth Office (FCO) has advised against travel. In the current climate with the SARS infection this includes Hong Kong.

If an Insured Person travels to a country which is not on the FCO warning list and they were to contract the SARS infection Insurancewide's travel insurance provider would cover all medical costs and arrange repatriation if deemed necessary. The Insured Person should also contact the emergency services immediately.

For Insured Persons booked to travel to an infected area where the FCO have advised against travel, a refund or suitable alternative should be obtainable from the Travel Agent/Tour Operator.

Under the cancellation section of the policy, Insurancewide.com's travel insurance provider does cover the insured if they are prevented from travelling to the intended destination due to Government restriction or epidemic. However, Insurancewide.com's travel insurance provider would not cover any situation if restrictions for the destination country were in place at the time of effecting the policy.

Protecting Your Payment Cards

Over 13,000 cards are lost or stolen every day in the UK. This contributed to a staggering £189 million of card fraud during 1999. Although only a small percentage (approximately 3%) of these cards are used to make fraudulent purchases, this is still a significant problem area which last year accounted for over £80 million of total fraud losses (Source: The Association for Payment Clearing Services, March 2000).

The low proportion of cards being used fraudulently after they go missing indicates that many people realise that it is essential to report the loss immediately so that a stop can be put on the card and any fraud attempt can be blocked.

Losing your cards can be a frightening experience. Who do you call? What are their telephone numbers? What is happening to your cards whilst you are making all these calls?

With Card Protection Plan®, any payment cards you have can be protected for as little as £15 per year.

In the case of loss or theft all your cards are cancelled and replacements ordered immediately, all with a single phone call. In addition to numerous other benefits the plan comes with a full 90 day money back guarantee.

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  IMPORTANT NOTICE

Please be advised that the travel insurance policies on offer herein do not cover losses arising due to War or Terrorism, except Medical and Personal Accident claims as a result of physical injury sustained directly in a terrorist attack, unless travel is undertaken contrary to Government advice.

As such, claims under the Cancellation, Curtailment, Missed Departure, Travel Delay & Abandonment sections of the policy will not be covered if the claim arises due to an act of War or Terrorism, or fear of War or Terrorism.

The policies on offer do not cover losses arising as a result of the financial failure of any airline, travel agent or tour operator.
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