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Fore! A golfing holiday to the Algarve or the States is great fun. But there could be tears before the 19th hole if your clubs or equipment is stolen - especially if you discover that your travel insurance doesn't cover you for the loss! Unfortunately, it happens and few travel policies actually offer cover for golf equipment. The better policies , however, will actually arrange for a replacement set of clubs for you so that your holiday isn't ruined. There's also the risk of accidentally damaging someone else's property. Let's face it, even the best amateur golfers occasionally slice into the rough - or the car park! Knowing that your insurance will pay for the damage to a vehicle, property, or even if you injure someone, means you'll be able to drive away in peace. And, after all, that's the point of the holiday - to relax!

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