Long Stay













  IMPORTANT INFORMATION

Severe Acute Respiratory Syndrome (SARS)

If you are planning to travel to a Severe Acute Respiratory Syndrome (SARS) infected area as designated by the Foreign and Commonwealth Office (FCO) the following notice applies.

Insurancewide.com's travel insurance provider is unable to provide insurance and would not cover an existing policyholder (an Insured Person) travelling to a country where the Foreign and Commonwealth Office (FCO) has advised against travel. In the current climate with the SARS infection this includes Hong Kong.

If an Insured Person travels to a country which is not on the FCO warning list and they were to contract the SARS infection Insurancewide's travel insurance provider would cover all medical costs and arrange repatriation if deemed necessary. The Insured Person should also contact the emergency services immediately.

For Insured Persons booked to travel to an infected area where the FCO have advised against travel, a refund or suitable alternative should be obtainable from the Travel Agent/Tour Operator.

Under the cancellation section of the policy, Insurancewide.com's travel insurance provider does cover the insured if they are prevented from travelling to the intended destination due to Government restriction or epidemic. However, Insurancewide.com's travel insurance provider would not cover any situation if restrictions for the destination country were in place at the time of effecting the policy.

Going Away For a While?

Then you definately need travel insurance.

So many people are goiing abroad these days and the duration of journeys is ever increasing. You may be going on a longer holiday than usual or maybe you want to stay with relatives on the other side of the world. You might even want to take a temporary job during your stay.

Whatever your needs InsuranceWide.Com can help.

If you have the right insurance, you'll be confident of knowing that should you fall ill or have an accident you'll be able to get the necessary medical treatment you need. Not every country has a free health service like we do in Britain and you could find yourself facing a hefty medical bill if you fall ill abroad without travel insurance.

There's also the risk of losing your personal possessions or having them stolen. Insurance will allow you to replace them or will ensure that a loss doesn't become a financial crisis too.

Hints & Tips

Before You Travel

  • Make sure all passports, visas, vaccinations and health requirements are up to date. Take all documents with you including travel insurance certificate.
  • At home lock all doors and windows and cancel milk and newspapers. Don't take large quantities of cash. Take travellers cheques and/or credit cards.
  • Leave your valuable jewellery at home: do not be a target for thieves and muggers, and don't forget most travel insurance policies have single article limits . Make sure you have with you the emergency numbers to cancel your credit cards.

When you are travelling or on holiday

  • Don't leave your home address visible on your baggage.
  • Keep all valuables, passports and money on you. Never pack these items in checked in baggage.

When you get to your destination

  • Check that the tap water is safe to drink. To be sure, drink bottled water and avoid ice drinks. Check that the electrical fittings and heaters etc. in your hotel room are safe, health and safety standards are not always to the same standard we have in the UK.
  • Never leave belongings unattended or with strangers, especially at airports, stations, on the beach or places of entertainment, or unattended in a vehicle.
  • At your hotel, keep valuables and cash in a safe deposit box or in the hotel safe. Please remember that you must obtain a police report in the event of any loss or theft. Original documents are required in order to settle your claim. Please make sure you photocopy them before you send them to the claim adjustors.
  IMPORTANT NOTICE

Please be advised that the travel insurance policies on offer herein do not cover losses arising due to War or Terrorism, except Medical and Personal Accident claims as a result of physical injury sustained directly in a terrorist attack, unless travel is undertaken contrary to Government advice.

As such, claims under the Cancellation, Curtailment, Missed Departure, Travel Delay & Abandonment sections of the policy will not be covered if the claim arises due to an act of War or Terrorism, or fear of War or Terrorism.

The policies on offer do not cover losses arising as a result of the financial failure of any airline, travel agent or tour operator.
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