Same Sex Travel













  IMPORTANT INFORMATION

Severe Acute Respiratory Syndrome (SARS)

If you are planning to travel to a Severe Acute Respiratory Syndrome (SARS) infected area as designated by the Foreign and Commonwealth Office (FCO) the following notice applies.

Insurancewide.com's travel insurance provider is unable to provide insurance and would not cover an existing policyholder (an Insured Person) travelling to a country where the Foreign and Commonwealth Office (FCO) has advised against travel. In the current climate with the SARS infection this includes Hong Kong.

If an Insured Person travels to a country which is not on the FCO warning list and they were to contract the SARS infection Insurancewide's travel insurance provider would cover all medical costs and arrange repatriation if deemed necessary. The Insured Person should also contact the emergency services immediately.

For Insured Persons booked to travel to an infected area where the FCO have advised against travel, a refund or suitable alternative should be obtainable from the Travel Agent/Tour Operator.

Under the cancellation section of the policy, Insurancewide.com's travel insurance provider does cover the insured if they are prevented from travelling to the intended destination due to Government restriction or epidemic. However, Insurancewide.com's travel insurance provider would not cover any situation if restrictions for the destination country were in place at the time of effecting the policy.

Travelling in the 21st Century

Many insurers discriminate against people of the same sex traveling together. They do this by excluding them for their standard travel insurance policies. So while most travel policies extend cover if you're traveling with your partner, the cover may be invalidated if your partner is the same sex as you.

It's not fair is it! But until these insurers wise up, it's essential to ensure that your travel policy will cover both of you. Ask questions - and read the small print.

Obviously you need to find a policy that provides cover for both of you. You need to ensure that it includes cover for medical expenses, as well as for theft or loss of your belongings.

Medical cover is probably most crucial, depending on where you travel, as few other countries have a public health care system like Britain's.

Once you have the right cover in place, you'll be able to fly off with peace of mind. So good traveling!
  IMPORTANT NOTICE

Please be advised that the travel insurance policies on offer herein do not cover losses arising due to War or Terrorism, except Medical and Personal Accident claims as a result of physical injury sustained directly in a terrorist attack, unless travel is undertaken contrary to Government advice.

As such, claims under the Cancellation, Curtailment, Missed Departure, Travel Delay & Abandonment sections of the policy will not be covered if the claim arises due to an act of War or Terrorism, or fear of War or Terrorism.

The policies on offer do not cover losses arising as a result of the financial failure of any airline, travel agent or tour operator.
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