Travelling whilst Pregnant













  IMPORTANT INFORMATION

Severe Acute Respiratory Syndrome (SARS)

If you are planning to travel to a Severe Acute Respiratory Syndrome (SARS) infected area as designated by the Foreign and Commonwealth Office (FCO) the following notice applies.

Insurancewide.com's travel insurance provider is unable to provide insurance and would not cover an existing policyholder (an Insured Person) travelling to a country where the Foreign and Commonwealth Office (FCO) has advised against travel. In the current climate with the SARS infection this includes Hong Kong.

If an Insured Person travels to a country which is not on the FCO warning list and they were to contract the SARS infection Insurancewide's travel insurance provider would cover all medical costs and arrange repatriation if deemed necessary. The Insured Person should also contact the emergency services immediately.

For Insured Persons booked to travel to an infected area where the FCO have advised against travel, a refund or suitable alternative should be obtainable from the Travel Agent/Tour Operator.

Under the cancellation section of the policy, Insurancewide.com's travel insurance provider does cover the insured if they are prevented from travelling to the intended destination due to Government restriction or epidemic. However, Insurancewide.com's travel insurance provider would not cover any situation if restrictions for the destination country were in place at the time of effecting the policy.

There's Good News Ladies

Perhaps travel for pregnant females was frowned upon in our grandmothers' time. But today, with proper awareness and attitude, women can generally travel right up to their 35th week of pregnancy.

Flying, trekking or being on the road for an extended period of time can be perfectly O.K. Pregnant women needn't ever stop being journey women as long as they check with their doctors or midwives for healthy guidelines.

With InsuranceWide.Com you can obtain full cover up to 26 weeks, with restricted cover beyond that.

Tips

  • Try to have at least your first prenatal checkup before you travel. Your doctor or midwife is the best person to consult with regarding your upcoming journey.
  • Check your airlines' rules about pregnant passengers before you book your ticket. Most airlines will allow you to fly up to the 35th or 36th week of your pregnancy, providing you're healthy and there is no previous history of premature labour. However rules do vary so it makes sense to re-check at the time of booking. You could also be asked to supply a letter from your doctor verifying the stage of your pregnancy. It's a good idea to carry this document along with your other important travel papers.
  • Remember to move around and stretch during the flight.
  • Ensure that you drink regularly (preferrably water but definitely no alcohol).
  IMPORTANT NOTICE

Please be advised that the travel insurance policies on offer herein do not cover losses arising due to War or Terrorism, except Medical and Personal Accident claims as a result of physical injury sustained directly in a terrorist attack, unless travel is undertaken contrary to Government advice.

As such, claims under the Cancellation, Curtailment, Missed Departure, Travel Delay & Abandonment sections of the policy will not be covered if the claim arises due to an act of War or Terrorism, or fear of War or Terrorism.

The policies on offer do not cover losses arising as a result of the financial failure of any airline, travel agent or tour operator.
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